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Dealers’ Choice Platinum Winner for Excellence in F&I Products

All products are backed by the industry's most responsive customer service and A.M. Best "A" rated carriers.

Protect Your Investment

National Auto Care Vehicle Service Agreements are feature-rich and easy to sell, with generous wealth-building opportunities.

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Vehicle Service Agreement

With more than 35 years of experience developing, marketing and administering vehicle service agreements, NAC offers our partners protection products with top-quality vehicle coverage and benefits.

Features of VSA

  • Exclusionary, stated-component, powertrain and diesel “wrap” coverages
  • Programs to cover wear and tear and consequential damage
  • Exclusionary coverage up to 156,000 miles

Features of VSA Core

  • Standard $100 deductible
  • Reimbursement for substitute transportation
  • Reimbursement for trip interruption
  • Emergency roadside service

Features of VSA Elite

  • Standard $100 deductible
  • Reimbursement for substitute transportation
  • Reimbursement for trip interruption
  • Emergency roadside service
  • No mileage/No year restriction program available

Any Time, Any Miles Offered on All Coverage Levels

Offer customers four levels of coverage with the latest service agreement from NAC, perfect for non-franchised dealers or pre-owned vehicles.

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Pre-Owned Plus VSA

The perfect option for non-franchised dealers or pre-owned vehicles, our Pre-Owned Plus VSA offers four levels of coverage and plenty of additional benefits and options customers want.

Features of Pre-Owned Plus VSA

  • Exclusionary, Powertrain Plus, Powertrain & Engine-Only coverage levels
  • All coverage levels available for vehicles 15 years old or newer with up to 150,000 miles at the time of purchase of the service agreement
  • Reimbursement for car rental while vehicle is repaired due to a covered mechanical breakdown up to $50/day for 7 days; reimbursement for rideshare while vehicle is repaired due to covered mechanical breakdown up to $50/day for 2 days
  • Reimbursement for meals and lodging while vehicle is repaired, when 100+ miles from home
  • Emergency roadside services including mechanical first aid, tire service, battery service, delivery service, towing, and locksmith services
  • Seals & Gaskets included on all covered components under all plans
  • Options:
    • Hybrid/Electric Vehicle (HEV), Lift Kit (up to 6 inches), Oversized/Undersized Tire, Commercial Use, High-Tech

Smart Protection

Give your customers peace of mind with advanced coverage for today’s high-tech vehicles.

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High-Tech VSA

As today’s vehicles become more connected and technology-laden, National Auto Care has you covered! Our High-Tech VSA protects the sophisticated features that make a vehicle safer and smarter. Offering the same great benefits as our Core VSA, High-Tech is available on vehicles up to 5 years old or newer with up to 60,000 miles.

Features of High-Tech VSA

Covers Auto Dimmers, Autonomous Cruise Control Systems, Blind Spot Monitors, Bluetooth Systems, Collision Avoidance Systems, Driver Information Center, Driver Recognition Systems, Entertainment Technology, Eye Detection Systems, Hands Free Systems, Heads Up Display Systems, Humidity Sensors, Infrared Systems, Keyless Access Systems, Lane Departure Systems, Multimedia Interface Systems, Navigation Packages, Proximity Sensors, Rear Monitoring Cameras, Rest Recommendation Systems, Seat Heaters and Coolers, Self-Parking Systems, SOS Systems (such as OnStar®), Tire Pressure Monitoring System, Touch Screen Technology, Vibration Sensors, Voice Recognition/Command Systems.

  • Add-On Time and Miles
  • Substitute Transportation – Car rental or rideshare while vehicle is repaired
  • Trip Interruption – Reimbursement for meals and lodging while vehicle is repaired, when far away from home
  • 24-Hour Emergency Roadside Assistance – Towing, lockout assistance, delivery of essential fluids or fuel, changing a flat tire with an inflatable spare tire, jump start

Our Best Protection Just Got Better

NAC’s Pinnacle+6 VSA is the perfect lease-friendly addition to your product portfolio.

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P+6 VSA

NAC’s P+6 offers our top-level exclusionary coverage with additional coverage for six important consumable parts. This exciting new product is perfect for customers who lease and are looking for more protection on their brand-new vehicle. Fully insured and offering the same great benefits as our Core VSA, P+6 is available on vehicles up to Current Year + 1 with up to 3,000 miles.

Features of P+6 VSA

  • P+6 Additional Covered Components: Battery, Belts & Hoses, Brake Pads, Headlamps, Lights, Windshield Wiper Blades
  • Exclusionary mechanical coverage – Our most comprehensive protection
  • Deductible - $0
  • Add-On Time and Miles
  • Substitute Transportation – Car rental or rideshare while vehicle is repaired
  • Trip Interruption – Reimbursement for meals and lodging while vehicle is repaired, when far away from home
  • 24-Hour Emergency Roadside Assistance – towing, lockout assistance, delivery of essential fluids or fuel,
  • changing a flat tire with your inflatable spare tire, jump start
  • Available for lease terms of 24/24, 24/30, 36/36, 36/45, 39/45, 48/48, 48/60

Protection from the Unexpected

We know GAP better than anyone in the industry.

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GAP

GAP provides protection in the event of a constructive total loss of collateral due to theft or accident. GAP may waive the difference between the primary insurance settlement and the outstanding balance on the customer’s vehicle on the date of loss.

Features of GAP

  • Covers up to 150% or 125% MSRP/NADA
  • Waives Losses up to $50,000
  • Primary insurance deductible covered up to $1,000
  • No payable loss document submission time limits
  • Private passenger commercial coverage included
  • Flex-buy coverage included
  • 90-Day deferral of 1st payment coverage included

Keep on Rolling

Get NAC’s complete tire and wheel coverage designed to help dealers build profits and customer satisfaction.

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Tire & Wheel

Tire & Wheel Protection, offered by National Auto Care®, helps to eliminate the expense and inconvenience of tire and wheel repair/replacement caused by a road hazard.* The sales of Tire & Wheel Products in the F&I office are at an all-time high as low profile tires and high-performance wheels have become more popular with buyers. National Auto Care’s Tire & Wheel Protection is the only product to offer banded pricing options that can meet any financing terms, so your customers have coverage for the entire life of their loan or lease.

Features of Tire & Wheel

  • $0 deductible provides greater consumer value
  • Tire/wheel repair or replacement
  • Chrome replacement (for non-curbing incidents)
  • Curb impact repair coverage
  • Mounting and balancing of replacement tires
  • Substitute transportation
  • Trip interruption coverage
  • Optional alloy wheel coverage with cosmetic repair
  • Available for new and pre-owned vehicles
  • Blanket programs available
  • Covered Towing and Roadside Assistance Services Include:
    • Delivery of essential fluids or fuel
    • Changing a flat tire with your inflatable spare tire
    • Attempting to start the vehicle with a booster battery (jump start)
    • Lockout assistance

A bundle of protection for the road ahead

Complete Protection from NAC provides a bundle of benefits designed to take away much of the financial burden associated with tire and wheel repair/replacement, paintless dent repair, emergency roadside assistance, windshield repair and key replacement.

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Complete Protection

Over the past few years, combo products have become a staple in the F&I office as dealers can find considerable cost savings when benefits are bundled. National Auto Care partnered with top tier motor clubs to develop Complete Protection, the most comprehensive combo product in the market today.

Features of Complete Protection

Tire & Wheel Protection Features

  • Tire/Wheel Repair/Replacement
  • Cosmetic wheel repair coverage for alloy wheels

Windshield Protection Features

  • Minor chip repairs and crack repairs caused by propelled rock, stone, or other road debris

Paintless Dent Repair Features

  • Removes minor dents
  • Removes door dings

Key Coverage

  • Pays the replacement cost for a key & key fob
  • Key programming for replacement key fob
  • $800 Coverage

24-hour Roadside Assistance

  • Towing
  • Changing a flat tire with inflatable spare
  • Starting a vehicle with booster battery
  • Lockout assistance

Protect the Little Things

National Auto Care has partnered with top tier motor clubs to develop the leading key programs in the market today.

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Key Protection

The rising cost of key replacement makes key protection programs a popular choice in the F&I office. National Auto Care’s Key Protection and Key Elite programs offer a portfolio of features and benefits that protect and assist the customer if keys are lost, stolen or broken. Both programs direct the customer back to the issuing dealership for service, which provides the dealership the opportunity to increase its customer satisfaction ratings and generate revenue opportunities.

Features of Key Protection

  • Key replacement (key & key fob)
  • Key programming (key fob)
  • 24-Hour vehicle lockout assistance
  • 24-Hour key related emergency towing
  • No max aggregate
  • Key Elite Program Offers Additional Benefits:
    • Industry leading key replacement amounts
    • Covers additional keys on key-ring
    • Full roadside assistance included
    • 24-Hour home lock-out assistance
    • Driver’s valet program & savings connection
    • Rental Vehicle assistance
    • Emergency message relay
    • Access to travel-related discounts

Prevention is the Best Protection

Recommended by both law enforcement agencies and consumer publications, Theft Deterrent from NAC is a great choice to round out your F&I portfolio.

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Theft Deterrent

The National Auto Care Theft Deterrent Limited Warranty offers a dual benefit for your customers — the protection of a theft deterrent system AND the security of a limited warranty to help your customers manage the inconvenience and expenses related to a vehicle theft.

Features of Theft Deterrent

  • Deductible: $0
  • Total Loss Benefit Amounts:
    • $2,500
    • $3,000
    • $5,000
  • Partial Loss Benefit Amount:
    • $1,000
  • Additional benefits:
    • Substitution transportation
    • Trip interruption
    • Terms: Three years or five years
    • Available on new and pre-owned vehicles

Partial Loss Benefit

If the Theft Deterrent Product is installed on your customer’s vehicle and the vehicle is stolen during the term of the limited warranty, and the vehicle is recovered within thirty (30) days of the date of loss but is not declared a total loss by the customer’s primary insurance carrier, the limited warranty will pay the lesser of:

  • The customer’s primary insurance deductible, or
  • The costs incurred by the customer for the repair of damages that were the direct result of the theft, or
  • One thousand dollars ($1,000)

Total Loss Benefit

If the Theft Deterrent Product is installed on your customer’s vehicle and the vehicle is stolen during the term of the limited warranty, and:

  • The vehicle is not recovered within thirty (30) days of the date of loss, or
  • The vehicle is recovered but is declared a total loss by the customer’s primary insurance carrier; Then the limited warranty will pay the lesser of:
  • The benefit amount selected on the limited warranty, or
  • The vehicle purchase price listed on the declarations page of the limited warranty.

Peace of Mind at Turn-In Time

Excess Wear & Tear Protection from NAC provides true value to lease customers while enabling the F&I department to remain strong in a market with few lease product offerings.

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Excess Wear & Tear

Leasing should be a carefree alternative to the responsibilities of vehicle ownership. Keep it that way by protecting your customers from lease-end expenses.  Excess Wear & Tear Protection provides lease customers with peace of mind by covering lease-end, Excess Wear & Tear charges for which they would otherwise be responsible.

Features of Excess Wear & Tear

  • Covers dings & dents
  • Waives Losses up to $50,000
  • Primary insurance deductible covered up to $1,000
  • No payable loss document submission time limits
  • Covers up to $5,000 worth of charges
  • Improve & protect your customer satisfaction ratings
  • Strengthen your F&I lease product portfolio

For Minor Dings & Dents

The National Auto Care Paintless Dent Repair program provides for the repair of any dents and dings on the covered vehicle that are repairable through the PDR removal process.

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Paintless Dent Repair

Paintless Dent Repair provides an innovative process to remove small dings and dents from painted surfaces without harming the vehicles factory finish. Using special tools and techniques developed by auto manufacturing teams, technicians are able to permanently remove door dings and minor dents. This is determined by the PDR technician before any work is performed.

Features of Paintless Dent Repair

  • No limit on the number of repairs
  • No Deductible
  • Coverage available up to 84 months
  • The program is cancellable
  • The program is eligible on vehicles current model year plus 10 years prior – excludes commercial vehicles
  • Program is available in all states

Advanced Technology for Today’s Harsh Environment

Industry-leading technology backed by product performance testing make National Auto Care’s paint and fabric protection packages a leading choice for consumers.

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Paint & Fabric

Paint & Fabric offers the finest eco-friendly environmental protection available in today’s market. We’re focused on products and services that provide protection against everyday occurrences that affect a vehicle’s appearance.

Features of Paint & Fabric

Environmental Protection

  • Bird droppings & etching
  • Water spotting
  • Tree sap
  • Loss of gloss
  • Oxidation
  • Acid rain
  • Love bug damage

Interior Protection

  • Oil stains
  • Food stains
  • Beverage stains
  • Vinyl fading
  • Leather fading

Clear the Air

Purify and Protect your inventory with our EPA-registered antimicrobial product.

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Clean Care Antimicrobial

Clean, sanitize, protect and disinfect with our EPA-registered antimicrobial cleaning product. Customers can choose the option that best suits their needs, while dealerships can provide peace of mind that the vehicles they’re selling are clean and safe.

Features of Clean Care Antimicrobial

Option 1 – Standalone Product

  • No warranty or coverage
  • 20-bottle minimum
  • Includes 1 fogger
  • NAC’s chemical provider partner will fulfill order request and invoice dealer for the sanitizer

Option 2 – Interior Protection with Antimicrobial Product

  • This program comes with a warranty providing coverage in the event the sanitizer fails to prevent odor caused by mold, mildew and bacteria or if the protectant fails to prevent stains from food and drinks, makeup, chewing gum, ink, dye transfer on seating surfaces, blood, urine, vomit, and pet stains:
  • Backed by an “A” rated carrier

Connecting Dealerships to Greater F&I Profits

Do your consumers need technology that will allow them to manage and monitor their vehicles right from their smart phones? National Auto Care’s NAC Connect Program offers solutions for all that and more!

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NAC Connect VSA

With NAC Connect, dealers can easily increase revenue streams by offering this product embedded with a VSC contract or on its own. Selling is easy with a free 1-year plan included in the VSC with upgradeable 3- or 5-year total plans, as well as a stand-alone option with a paid 1-, 3- and 5-year plans.

You can offer a differentiated F&I product with great added value and customer retention capabilities as it delivers service notifications, driving the consumer back to the dealership for service and increasing loyalty. Possibilities are endless for dealers driving critical incremental revenue on every sale.

Features of NAC Connect VSA

VSC Connect Embedded with VSC

  • “Why Buy Here” Marketing
  • Embedded in VSA - Free 12-Month Coverage
  • Upsell 2 or 4 Additional Years (for total of 3 or 5 years)
  • Integrated with NAC’s Express Lane portal
  • Addendum Prints out with VSC
  • Helps Manage Customer Objections
  • Increases VSC Calling
  • Penetrations
  • “Get in the Door” Marketing

F&I Connected Stand-Alone Sale

  • Enhance F&I Product Offering with more Profit Opportunity
  • “Get in the Door” Marketing to Dealers
  • 1-, 3-, and 5-Year Terms Available
  • Remarketing Capabilities Keep Customers Connected
  • Customer Retention & Loyalty Tool
  • Integrated with Express Lane

Stand Out from the Rest

Offer the PowerBuy Depreciation Program that creates immediate loyalty between dealers and customers.

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PowerBuy

PowerBuy allows dealers to earn extra income now and drive repeat business later. The PowerBuy benefit options must be used at the purchasing dealership or dealership group toward the purchase of a replacement vehicle following a total loss or unrecovered theft.

Features of PowerBuy

  • Can be sold on Lease, Cash, and Retail Loans
  • Customer must return to the selling dealership or dealership group to purchase their replacement vehicle
  • 60 months of coverage
  • PowerBuy benefit sent directly to the dealership to be applied to the
  • Eligible to be sold up to 365 days after the date of purchase

The Benefit is Clear

The Windshield Protection Product Limited Warranty, offered by National Auto Care, gives your customers the security of a limited warranty to protect a vital vehicle component.

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Windshield Protection

If the customer’s windshield has been treated with an approved protection product and is damaged by road debris while driving on a public roadway, a nationwide network of technicians will work directly with the consumer to coordinate a repair/replacement.

Features of Windshield Protection

  • Limited warranty provides for repair and/or replacement depending on damage size and placement
  • No limit on the number of claims during the limited warranty term
  • $0 Deductible
  • Terms: One, two, three, four, or five years

A Proven Dealer Advantage

One of the biggest challenges for dealers is making their business stand out in the competitive auto marketplace. National Auto Care can help, with Lifetime Protection Products that will help drive customers to the dealer’s door. These Lifetime Protection programs are a great value-added benefit for the customer.

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Lifetime Limited Warranty

Our Lifetime Limited Warranty products offer dealers multiple options for cost control and market recognition, including liability limits, deductibles and more. Owner’s Assurance Lifetime Loyalty, Lifetime Powertrain Limited Warranty and Engine-Only programs available.

Features of Lifetime & Loyalty Programs

  • Product may be private labeled for your agency or dealership
  • Customized marketing materials available
  • Choose one of two liability limit options
  • Reinsurance program

Sell vehicles faster & earn top profits

National Auto Care’s Certified Limited Warranty Program allows you to offer high-quality vehicles that earn higher resale value.

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Certified Limited Warranty

With Certified from NAC, dealers can build customer loyalty by offering one of two programs -  Deluxe (high-level stated component limited warranty) or Powertrain (basic component limited warranty for standard parts of engine, transmission, drive axle and turbo/supercharger).

Features of Certified Limited Warranty

  • Terms of 3/3, 6/6, or 12/12 (only one term per dealer)
  • Available for vehicles 10 years old or newer with up to 100,000 miles
  • Fully insured
  • RRP & Reinsurance programs
  • 2 Classes
  • Non-transferrable
  • Custom marketing materials available
  • Seals & Gaskets covered on all listed components
  • $100 Standard Deductible
  • Optional 24/7 Roadside Assistance benefit:
    • Mechanical first aid; changing of flat tire with inflatable spare; attempting to start a vehicle with a booster battery; delivery of fuel or fluid to disablement location (covers the fee for delivery, does not pay for the fuel or fluid); tow of 25 miles or less; dispatch of locksmith if keys are locked inside vehicle.

Provide a Worry-Free Buying Experience

NAC’s Pre-Paid Maintenance (PPM) helps to ensure that your dealer's customers return to the selling dealer for service. Creating customer retention for your stores has never been more important.

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Pre-Paid Maintenance

PPM is the most effective solution for dealers for both new and used cars. PPM can be sold in F&I, service drive or offered as a preload. The dealer controls all reserves and determines its own reimbursement for services. And, the program is 100 percent customized and branded to fit the dealership.

Features of Pre-Paid Maintenance

  • Fully integrated with the DMS and eMenus
  • Full reporting suite to determine who is coming back and how often
  • Wrap programs for manufacture PPM giveaways
  • Turnkey point of sale marketing materials included

NAC offers a full portfolio of RV protection products. See below for details on each of the programs.
All programs are underwritten by an A Rated (Excellent) carrier.

Service Agreement Options

  • Top quality coverage and benefits for MotorHomes, Travel Trailers, Pop-Ups, Slide-Ins and Tear Drops
  • Exclusionary and stated component coverage options available; Gas/Diesel Wrap coverage offered on MotorHome service agreement

MotorHome Service Agreement

  • Additional Benefits include Service Call Benefit, Substitute Transportation, Trip Interruption, Food Spoilage, Roadside Services, Towing, Locksmith Service
  • Deductible options: $0, $50, $100, $200 and $500
  • Convenience package and AV Digital Technology included in Platinum agreement; Commercial Use and Aqua Hot System can be added for an additional fee

Travel Trailer, Pop-Up, Slide-In and Tear Drop Service Agreement

  • Additional Benefits include Substitute Transportation, Trip Interruption, Food Spoilage, Roadside Services, Towing, Lock-out Assistance
  • Deductible Options: $0, $50, $100 and $200
  • AV-Digital Technology included in Platinum service agreement; Commercial Use, Auxilary Powerplant/ Generator and Service Call Reimbursement can be added for an additional fee

Paint & Fabric Limited Warranty

  • Interior and exterior protection available on new and pre-owned RVs
  • Term coverage available for five years
  • Finest eco-friendly protection available in today’s market

Guaranteed Asset Protection

  • Coverage in the event of a total loss due to accident or theft from the provider that knows GAP best
  • Total amount financed can be up to 135% of MSRP (new RVs) or NADA book value (pre-owned RVs)

Tire Sealant Limited Warranty

  • Available for MotorHomes and Towables
  • $0 deductible
  • Available for service drive/non-point of sale delivery
    Service drive/non-point of sale option requires an inspection and has a 30-day waiting period

Roadside Assistance Plus

  • Emergency travel reimbursement expenses
  • Member discounts for hotels and car rentals (membership coverage extends to any spouse or child 24 years or younger on any vehicle owned, rented or borrowed)
  • Peace-of-mind coverage includes Towing, Lockout Assistance/Key Replacement, Mobile Mechanic, RV Technical Assistance and more
  • Concierge services included in membership
  • Includes tire and wheel coverage

Tire & Wheel Agreement

  • Comprehensive coverage to help dealers build profit and customer satisfaction
  • Tire/wheel repair or replacement including additional coverage for the tow vehicle of a trailer or towable when damage occurs while the trailer or towable is being towed
  • 1- to 7-year coverage terms available

Antimicrobial Product

  • EPA-regsitered, eco-friendly product
  • Backed by an A-rated carrier
  • 6 month limited warranty

Windshield Protection

  • Security of a limited warranty to protect one of the most vital parts of a customer’s vehicle
  • $0 deductible
  • 60-month term coverage

NAC offers a full portfolio of Powersports protection products.
See below for details on each of the programs.

Improved Rating Structure

  • Add on Time (No Mileage)
  • Unit Year
    • Current + 3 (In-service Date Not Needed)
    • 4-5 Years Back
    • 6-10 Years Back (excluding Personal Watercraft & Snowmobile)
  • CCs (displacement)
  • 2 Classes
  • Added
    • Side-by-Side Classing
    • Commercial Use
    • Disappearing Deductible
    • Roxor & Slingshot Coverage

Powersports Vehicle Service Contracts

Exclusionary & Named Component

  • 10 Years Old or Newer (On-/Off-Road Motorcyles,ATV, Side-by-Sides)
  • 5 Years old or Newer (Snowmobile &Personal Watercraft)
  • Deductibles: $0, $50, $100 and $50 Disappearing
  • Same Rating Structure for both
  • Same Class Guide for Exclusionary & Named Component
  • Pick-up and Delivery Reimbursement up to 50 miles not to exceed $200 per occurrence

Powersports Limited Warranty

  • Terms available: 3, 6 and 12 months
  • On- and Off-Road Motorcycles, ATVs, Side-by-Sides Component coverage includes:
  • Engine, Turbocharger/Supercharger (Factory Installed), Transmission, Primary Drive, Final Drive
    *See limited warranty for complete parts listing
  • Current model plus 10 years back

Powersports Lifetime Powertrain Limited Warranty

  • On- and Off-Road Motorcycles, ATVs, Side-by-Sides Component coverage includes:
  • Engine, Turbocharger/Supercharger (Factory Installed), Transmission, Primary Drive, Final Drive
    *See limited warranty for complete parts listing
  • Current model plus 10 years back

Motorcycle Tire & Wheel

  • Tire/Wheel Repair and/or Replacement
  • Base & Optional Alloy Cosmetic coverage
  • $0 Deductible
  • Up to 84 months
  • No Max Claim Aggregate
  • Added benefits at no cost
    • Rental $50 a day up to 7 days
    • Trip Interruption $150 a day not to exceed $450
    • Pick-up & Delivery Reimbursement – up to 50 miles not to exceed $200

Powersports Lifetime Engine Loyalty

  • On- & Off-Road Motorcycles
  • ATVs
  • Side-by-Side
  • Current model plus 6 years back
  • Engine only coverage
  • Maintenance is required as recommended per manufacturer at the dealer’s repair facility

Powersports GAP

  • 150% for Harley Davidson; all others 125%
  • Eligible collateral: On- & Off-Road Motorcycles, ATV,Side-by-Sides, Personal Watercraft and Snowmobiles
  • 84-Month Max GAP Term
  • $50,000 max amounted financed
  • $25,000 max liability limit
  • Primary insurance Deductible up to $500
  • Cancel at Claim time

Powersports Theft Deterrent

  • On- & Off-Road Motorcycles, ATV, Side-by-Sides, Personal Watercraft and Snowmobiles
  • 3 & 5 Year Terms
  • $2,500 & $5,000 Benefit Available
Automotive Products

Protect Your Investment

National Auto Care Vehicle Service Agreements are feature-rich and easy to sell, with generous wealth-building opportunities.

national auto care

Vehicle Service Agreement

With more than 35 years of experience developing, marketing and administering vehicle service agreements, NAC offers our partners protection products with top-quality vehicle coverage and benefits.

Features of VSA

  • Exclusionary, stated-component, powertrain and diesel “wrap” coverages
  • Programs to cover wear and tear and consequential damage
  • Exclusionary coverage up to 156,000 miles

Features of VSA Core

  • Standard $100 deductible
  • Reimbursement for substitute transportation
  • Reimbursement for trip interruption
  • Emergency roadside service

Features of VSA Elite

  • Standard $100 deductible
  • Reimbursement for substitute transportation
  • Reimbursement for trip interruption
  • Emergency roadside service
  • No mileage/No year restriction program available

Any Time, Any Miles Offered on All Coverage Levels

Offer customers four levels of coverage with the latest service agreement from NAC, perfect for non-franchised dealers or pre-owned vehicles.

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Pre-Owned Plus VSA

The perfect option for non-franchised dealers or pre-owned vehicles, our Pre-Owned Plus VSA offers four levels of coverage and plenty of additional benefits and options customers want.

Features of Pre-Owned Plus VSA

  • Exclusionary, Powertrain Plus, Powertrain & Engine-Only coverage levels
  • All coverage levels available for vehicles 15 years old or newer with up to 150,000 miles at the time of purchase of the service agreement
  • Reimbursement for car rental while vehicle is repaired due to a covered mechanical breakdown up to $50/day for 7 days; reimbursement for rideshare while vehicle is repaired due to covered mechanical breakdown up to $50/day for 2 days
  • Reimbursement for meals and lodging while vehicle is repaired, when 100+ miles from home
  • Emergency roadside services including mechanical first aid, tire service, battery service, delivery service, towing, and locksmith services
  • Seals & Gaskets included on all covered components under all plans
  • Options:
    • Hybrid/Electric Vehicle (HEV), Lift Kit (up to 6 inches), Oversized/Undersized Tire, Commercial Use, High-Tech

Smart Protection

Give your customers peace of mind with advanced coverage for today’s high-tech vehicles.

national auto care

High-Tech VSA

As today’s vehicles become more connected and technology-laden, National Auto Care has you covered! Our High-Tech VSA protects the sophisticated features that make a vehicle safer and smarter. Offering the same great benefits as our Core VSA, High-Tech is available on vehicles up to 5 years old or newer with up to 60,000 miles.

Features of High-Tech VSA

Covers Auto Dimmers, Autonomous Cruise Control Systems, Blind Spot Monitors, Bluetooth Systems, Collision Avoidance Systems, Driver Information Center, Driver Recognition Systems, Entertainment Technology, Eye Detection Systems, Hands Free Systems, Heads Up Display Systems, Humidity Sensors, Infrared Systems, Keyless Access Systems, Lane Departure Systems, Multimedia Interface Systems, Navigation Packages, Proximity Sensors, Rear Monitoring Cameras, Rest Recommendation Systems, Seat Heaters and Coolers, Self-Parking Systems, SOS Systems (such as OnStar®), Tire Pressure Monitoring System, Touch Screen Technology, Vibration Sensors, Voice Recognition/Command Systems.

  • Add-On Time and Miles
  • Substitute Transportation – Car rental or rideshare while vehicle is repaired
  • Trip Interruption – Reimbursement for meals and lodging while vehicle is repaired, when far away from home
  • 24-Hour Emergency Roadside Assistance – Towing, lockout assistance, delivery of essential fluids or fuel, changing a flat tire with an inflatable spare tire, jump start

Our Best Protection Just Got Better

NAC’s Pinnacle+6 VSA is the perfect lease-friendly addition to your product portfolio.

national auto care

P+6 VSA

NAC’s P+6 offers our top-level exclusionary coverage with additional coverage for six important consumable parts. This exciting new product is perfect for customers who lease and are looking for more protection on their brand-new vehicle. Fully insured and offering the same great benefits as our Core VSA, P+6 is available on vehicles up to Current Year + 1 with up to 3,000 miles.

Features of P+6 VSA

  • P+6 Additional Covered Components: Battery, Belts & Hoses, Brake Pads, Headlamps, Lights, Windshield Wiper Blades
  • Exclusionary mechanical coverage – Our most comprehensive protection
  • Deductible - $0
  • Add-On Time and Miles
  • Substitute Transportation – Car rental or rideshare while vehicle is repaired
  • Trip Interruption – Reimbursement for meals and lodging while vehicle is repaired, when far away from home
  • 24-Hour Emergency Roadside Assistance – towing, lockout assistance, delivery of essential fluids or fuel,
  • changing a flat tire with your inflatable spare tire, jump start
  • Available for lease terms of 24/24, 24/30, 36/36, 36/45, 39/45, 48/48, 48/60

Protection from the Unexpected

We know GAP better than anyone in the industry.

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GAP

GAP provides protection in the event of a constructive total loss of collateral due to theft or accident. GAP may waive the difference between the primary insurance settlement and the outstanding balance on the customer’s vehicle on the date of loss.

Features of GAP

  • Covers up to 150% or 125% MSRP/NADA
  • Waives Losses up to $50,000
  • Primary insurance deductible covered up to $1,000
  • No payable loss document submission time limits
  • Private passenger commercial coverage included
  • Flex-buy coverage included
  • 90-Day deferral of 1st payment coverage included

Keep on Rolling

Get NAC’s complete tire and wheel coverage designed to help dealers build profits and customer satisfaction.

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Tire & Wheel

Tire & Wheel Protection, offered by National Auto Care®, helps to eliminate the expense and inconvenience of tire and wheel repair/replacement caused by a road hazard.* The sales of Tire & Wheel Products in the F&I office are at an all-time high as low profile tires and high-performance wheels have become more popular with buyers. National Auto Care’s Tire & Wheel Protection is the only product to offer banded pricing options that can meet any financing terms, so your customers have coverage for the entire life of their loan or lease.

Features of Tire & Wheel

  • $0 deductible provides greater consumer value
  • Tire/wheel repair or replacement
  • Chrome replacement (for non-curbing incidents)
  • Curb impact repair coverage
  • Mounting and balancing of replacement tires
  • Substitute transportation
  • Trip interruption coverage
  • Optional alloy wheel coverage with cosmetic repair
  • Available for new and pre-owned vehicles
  • Blanket programs available
  • Covered Towing and Roadside Assistance Services Include:
    • Delivery of essential fluids or fuel
    • Changing a flat tire with your inflatable spare tire
    • Attempting to start the vehicle with a booster battery (jump start)
    • Lockout assistance

A bundle of protection for the road ahead

Complete Protection from NAC provides a bundle of benefits designed to take away much of the financial burden associated with tire and wheel repair/replacement, paintless dent repair, emergency roadside assistance, windshield repair and key replacement.

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Complete Protection

Over the past few years, combo products have become a staple in the F&I office as dealers can find considerable cost savings when benefits are bundled. National Auto Care partnered with top tier motor clubs to develop Complete Protection, the most comprehensive combo product in the market today.

Features of Complete Protection

Tire & Wheel Protection Features

  • Tire/Wheel Repair/Replacement
  • Cosmetic wheel repair coverage for alloy wheels

Windshield Protection Features

  • Minor chip repairs and crack repairs caused by propelled rock, stone, or other road debris

Paintless Dent Repair Features

  • Removes minor dents
  • Removes door dings

Key Coverage

  • Pays the replacement cost for a key & key fob
  • Key programming for replacement key fob
  • $800 Coverage

24-hour Roadside Assistance

  • Towing
  • Changing a flat tire with inflatable spare
  • Starting a vehicle with booster battery
  • Lockout assistance

Protect the Little Things

National Auto Care has partnered with top tier motor clubs to develop the leading key programs in the market today.

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Key Protection

The rising cost of key replacement makes key protection programs a popular choice in the F&I office. National Auto Care’s Key Protection and Key Elite programs offer a portfolio of features and benefits that protect and assist the customer if keys are lost, stolen or broken. Both programs direct the customer back to the issuing dealership for service, which provides the dealership the opportunity to increase its customer satisfaction ratings and generate revenue opportunities.

Features of Key Protection

  • Key replacement (key & key fob)
  • Key programming (key fob)
  • 24-Hour vehicle lockout assistance
  • 24-Hour key related emergency towing
  • No max aggregate
  • Key Elite Program Offers Additional Benefits:
    • Industry leading key replacement amounts
    • Covers additional keys on key-ring
    • Full roadside assistance included
    • 24-Hour home lock-out assistance
    • Driver’s valet program & savings connection
    • Rental Vehicle assistance
    • Emergency message relay
    • Access to travel-related discounts

Prevention is the Best Protection

Recommended by both law enforcement agencies and consumer publications, Theft Deterrent from NAC is a great choice to round out your F&I portfolio.

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Theft Deterrent

The National Auto Care Theft Deterrent Limited Warranty offers a dual benefit for your customers — the protection of a theft deterrent system AND the security of a limited warranty to help your customers manage the inconvenience and expenses related to a vehicle theft.

Features of Theft Deterrent

  • Deductible: $0
  • Total Loss Benefit Amounts:
    • $2,500
    • $3,000
    • $5,000
  • Partial Loss Benefit Amount:
    • $1,000
  • Additional benefits:
    • Substitution transportation
    • Trip interruption
    • Terms: Three years or five years
    • Available on new and pre-owned vehicles

Partial Loss Benefit

If the Theft Deterrent Product is installed on your customer’s vehicle and the vehicle is stolen during the term of the limited warranty, and the vehicle is recovered within thirty (30) days of the date of loss but is not declared a total loss by the customer’s primary insurance carrier, the limited warranty will pay the lesser of:

  • The customer’s primary insurance deductible, or
  • The costs incurred by the customer for the repair of damages that were the direct result of the theft, or
  • One thousand dollars ($1,000)

Total Loss Benefit

If the Theft Deterrent Product is installed on your customer’s vehicle and the vehicle is stolen during the term of the limited warranty, and:

  • The vehicle is not recovered within thirty (30) days of the date of loss, or
  • The vehicle is recovered but is declared a total loss by the customer’s primary insurance carrier; Then the limited warranty will pay the lesser of:
  • The benefit amount selected on the limited warranty, or
  • The vehicle purchase price listed on the declarations page of the limited warranty.

Peace of Mind at Turn-In Time

Excess Wear & Tear Protection from NAC provides true value to lease customers while enabling the F&I department to remain strong in a market with few lease product offerings.

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Excess Wear & Tear

Leasing should be a carefree alternative to the responsibilities of vehicle ownership. Keep it that way by protecting your customers from lease-end expenses.  Excess Wear & Tear Protection provides lease customers with peace of mind by covering lease-end, Excess Wear & Tear charges for which they would otherwise be responsible.

Features of Excess Wear & Tear

  • Covers dings & dents
  • Waives Losses up to $50,000
  • Primary insurance deductible covered up to $1,000
  • No payable loss document submission time limits
  • Covers up to $5,000 worth of charges
  • Improve & protect your customer satisfaction ratings
  • Strengthen your F&I lease product portfolio

For Minor Dings & Dents

The National Auto Care Paintless Dent Repair program provides for the repair of any dents and dings on the covered vehicle that are repairable through the PDR removal process.

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Paintless Dent Repair

Paintless Dent Repair provides an innovative process to remove small dings and dents from painted surfaces without harming the vehicles factory finish. Using special tools and techniques developed by auto manufacturing teams, technicians are able to permanently remove door dings and minor dents. This is determined by the PDR technician before any work is performed.

Features of Paintless Dent Repair

  • No limit on the number of repairs
  • No Deductible
  • Coverage available up to 84 months
  • The program is cancellable
  • The program is eligible on vehicles current model year plus 10 years prior – excludes commercial vehicles
  • Program is available in all states

Advanced Technology for Today’s Harsh Environment

Industry-leading technology backed by product performance testing make National Auto Care’s paint and fabric protection packages a leading choice for consumers.

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Paint & Fabric

Paint & Fabric offers the finest eco-friendly environmental protection available in today’s market. We’re focused on products and services that provide protection against everyday occurrences that affect a vehicle’s appearance.

Features of Paint & Fabric

Environmental Protection

  • Bird droppings & etching
  • Water spotting
  • Tree sap
  • Loss of gloss
  • Oxidation
  • Acid rain
  • Love bug damage

Interior Protection

  • Oil stains
  • Food stains
  • Beverage stains
  • Vinyl fading
  • Leather fading

Clear the Air

Purify and Protect your inventory with our EPA-registered antimicrobial product.

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Clean Care Antimicrobial

Clean, sanitize, protect and disinfect with our EPA-registered antimicrobial cleaning product. Customers can choose the option that best suits their needs, while dealerships can provide peace of mind that the vehicles they’re selling are clean and safe.

Features of Clean Care Antimicrobial

Option 1 – Standalone Product

  • No warranty or coverage
  • 20-bottle minimum
  • Includes 1 fogger
  • NAC’s chemical provider partner will fulfill order request and invoice dealer for the sanitizer

Option 2 – Interior Protection with Antimicrobial Product

  • This program comes with a warranty providing coverage in the event the sanitizer fails to prevent odor caused by mold, mildew and bacteria or if the protectant fails to prevent stains from food and drinks, makeup, chewing gum, ink, dye transfer on seating surfaces, blood, urine, vomit, and pet stains:
  • Backed by an “A” rated carrier
Loyalty Products

Connecting Dealerships to Greater F&I Profits

Do your consumers need technology that will allow them to manage and monitor their vehicles right from their smart phones? National Auto Care’s NAC Connect Program offers solutions for all that and more!

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NAC Connect VSA

With NAC Connect, dealers can easily increase revenue streams by offering this product embedded with a VSC contract or on its own. Selling is easy with a free 1-year plan included in the VSC with upgradeable 3- or 5-year total plans, as well as a stand-alone option with a paid 1-, 3- and 5-year plans.

You can offer a differentiated F&I product with great added value and customer retention capabilities as it delivers service notifications, driving the consumer back to the dealership for service and increasing loyalty. Possibilities are endless for dealers driving critical incremental revenue on every sale.

Features of NAC Connect VSA

VSC Connect Embedded with VSC

  • “Why Buy Here” Marketing
  • Embedded in VSA - Free 12-Month Coverage
  • Upsell 2 or 4 Additional Years (for total of 3 or 5 years)
  • Integrated with NAC’s Express Lane portal
  • Addendum Prints out with VSC
  • Helps Manage Customer Objections
  • Increases VSC Calling
  • Penetrations
  • “Get in the Door” Marketing

F&I Connected Stand-Alone Sale

  • Enhance F&I Product Offering with more Profit Opportunity
  • “Get in the Door” Marketing to Dealers
  • 1-, 3-, and 5-Year Terms Available
  • Remarketing Capabilities Keep Customers Connected
  • Customer Retention & Loyalty Tool
  • Integrated with Express Lane

Stand Out from the Rest

Offer the PowerBuy Depreciation Program that creates immediate loyalty between dealers and customers.

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PowerBuy

PowerBuy allows dealers to earn extra income now and drive repeat business later. The PowerBuy benefit options must be used at the purchasing dealership or dealership group toward the purchase of a replacement vehicle following a total loss or unrecovered theft.

Features of PowerBuy

  • Can be sold on Lease, Cash, and Retail Loans
  • Customer must return to the selling dealership or dealership group to purchase their replacement vehicle
  • 60 months of coverage
  • PowerBuy benefit sent directly to the dealership to be applied to the
  • Eligible to be sold up to 365 days after the date of purchase

The Benefit is Clear

The Windshield Protection Product Limited Warranty, offered by National Auto Care, gives your customers the security of a limited warranty to protect a vital vehicle component.

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Windshield Protection

If the customer’s windshield has been treated with an approved protection product and is damaged by road debris while driving on a public roadway, a nationwide network of technicians will work directly with the consumer to coordinate a repair/replacement.

Features of Windshield Protection

  • Limited warranty provides for repair and/or replacement depending on damage size and placement
  • No limit on the number of claims during the limited warranty term
  • $0 Deductible
  • Terms: One, two, three, four, or five years

A Proven Dealer Advantage

One of the biggest challenges for dealers is making their business stand out in the competitive auto marketplace. National Auto Care can help, with Lifetime Protection Products that will help drive customers to the dealer’s door. These Lifetime Protection programs are a great value-added benefit for the customer.

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Lifetime Limited Warranty

Our Lifetime Limited Warranty products offer dealers multiple options for cost control and market recognition, including liability limits, deductibles and more. Owner’s Assurance Lifetime Loyalty, Lifetime Powertrain Limited Warranty and Engine-Only programs available.

Features of Lifetime & Loyalty Programs

  • Product may be private labeled for your agency or dealership
  • Customized marketing materials available
  • Choose one of two liability limit options
  • Reinsurance program

Sell vehicles faster & earn top profits

National Auto Care’s Certified Limited Warranty Program allows you to offer high-quality vehicles that earn higher resale value.

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Certified Limited Warranty

With Certified from NAC, dealers can build customer loyalty by offering one of two programs -  Deluxe (high-level stated component limited warranty) or Powertrain (basic component limited warranty for standard parts of engine, transmission, drive axle and turbo/supercharger).

Features of Certified Limited Warranty

  • Terms of 3/3, 6/6, or 12/12 (only one term per dealer)
  • Available for vehicles 10 years old or newer with up to 100,000 miles
  • Fully insured
  • RRP & Reinsurance programs
  • 2 Classes
  • Non-transferrable
  • Custom marketing materials available
  • Seals & Gaskets covered on all listed components
  • $100 Standard Deductible
  • Optional 24/7 Roadside Assistance benefit:
    • Mechanical first aid; changing of flat tire with inflatable spare; attempting to start a vehicle with a booster battery; delivery of fuel or fluid to disablement location (covers the fee for delivery, does not pay for the fuel or fluid); tow of 25 miles or less; dispatch of locksmith if keys are locked inside vehicle.

Provide a Worry-Free Buying Experience

NAC’s Pre-Paid Maintenance (PPM) helps to ensure that your dealer's customers return to the selling dealer for service. Creating customer retention for your stores has never been more important.

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Pre-Paid Maintenance

PPM is the most effective solution for dealers for both new and used cars. PPM can be sold in F&I, service drive or offered as a preload. The dealer controls all reserves and determines its own reimbursement for services. And, the program is 100 percent customized and branded to fit the dealership.

Features of Pre-Paid Maintenance

  • Fully integrated with the DMS and eMenus
  • Full reporting suite to determine who is coming back and how often
  • Wrap programs for manufacture PPM giveaways
  • Turnkey point of sale marketing materials included
RV

NAC offers a full portfolio of RV protection products. See below for details on each of the programs.
All programs are underwritten by an A Rated (Excellent) carrier.

Service Agreement Options

  • Top quality coverage and benefits for MotorHomes, Travel Trailers, Pop-Ups, Slide-Ins and Tear Drops
  • Exclusionary and stated component coverage options available; Gas/Diesel Wrap coverage offered on MotorHome service agreement

MotorHome Service Agreement

  • Additional Benefits include Service Call Benefit, Substitute Transportation, Trip Interruption, Food Spoilage, Roadside Services, Towing, Locksmith Service
  • Deductible options: $0, $50, $100, $200 and $500
  • Convenience package and AV Digital Technology included in Platinum agreement; Commercial Use and Aqua Hot System can be added for an additional fee

Travel Trailer, Pop-Up, Slide-In and Tear Drop Service Agreement

  • Additional Benefits include Substitute Transportation, Trip Interruption, Food Spoilage, Roadside Services, Towing, Lock-out Assistance
  • Deductible Options: $0, $50, $100 and $200
  • AV-Digital Technology included in Platinum service agreement; Commercial Use, Auxilary Powerplant/ Generator and Service Call Reimbursement can be added for an additional fee

Paint & Fabric Limited Warranty

  • Interior and exterior protection available on new and pre-owned RVs
  • Term coverage available for five years
  • Finest eco-friendly protection available in today’s market

Guaranteed Asset Protection

  • Coverage in the event of a total loss due to accident or theft from the provider that knows GAP best
  • Total amount financed can be up to 135% of MSRP (new RVs) or NADA book value (pre-owned RVs)

Tire Sealant Limited Warranty

  • Available for MotorHomes and Towables
  • $0 deductible
  • Available for service drive/non-point of sale delivery
    Service drive/non-point of sale option requires an inspection and has a 30-day waiting period

Roadside Assistance Plus

  • Emergency travel reimbursement expenses
  • Member discounts for hotels and car rentals (membership coverage extends to any spouse or child 24 years or younger on any vehicle owned, rented or borrowed)
  • Peace-of-mind coverage includes Towing, Lockout Assistance/Key Replacement, Mobile Mechanic, RV Technical Assistance and more
  • Concierge services included in membership
  • Includes tire and wheel coverage

Tire & Wheel Agreement

  • Comprehensive coverage to help dealers build profit and customer satisfaction
  • Tire/wheel repair or replacement including additional coverage for the tow vehicle of a trailer or towable when damage occurs while the trailer or towable is being towed
  • 1- to 7-year coverage terms available

Antimicrobial Product

  • EPA-regsitered, eco-friendly product
  • Backed by an A-rated carrier
  • 6 month limited warranty

Windshield Protection

  • Security of a limited warranty to protect one of the most vital parts of a customer’s vehicle
  • $0 deductible
  • 60-month term coverage
Powersports

NAC offers a full portfolio of Powersports protection products.
See below for details on each of the programs.

Improved Rating Structure

  • Add on Time (No Mileage)
  • Unit Year
    • Current + 3 (In-service Date Not Needed)
    • 4-5 Years Back
    • 6-10 Years Back (excluding Personal Watercraft & Snowmobile)
  • CCs (displacement)
  • 2 Classes
  • Added
    • Side-by-Side Classing
    • Commercial Use
    • Disappearing Deductible
    • Roxor & Slingshot Coverage

Powersports Vehicle Service Contracts

Exclusionary & Named Component

  • 10 Years Old or Newer (On-/Off-Road Motorcyles,ATV, Side-by-Sides)
  • 5 Years old or Newer (Snowmobile &Personal Watercraft)
  • Deductibles: $0, $50, $100 and $50 Disappearing
  • Same Rating Structure for both
  • Same Class Guide for Exclusionary & Named Component
  • Pick-up and Delivery Reimbursement up to 50 miles not to exceed $200 per occurrence

Powersports Limited Warranty

  • Terms available: 3, 6 and 12 months
  • On- and Off-Road Motorcycles, ATVs, Side-by-Sides Component coverage includes:
  • Engine, Turbocharger/Supercharger (Factory Installed), Transmission, Primary Drive, Final Drive
    *See limited warranty for complete parts listing
  • Current model plus 10 years back

Powersports Lifetime Powertrain Limited Warranty

  • On- and Off-Road Motorcycles, ATVs, Side-by-Sides Component coverage includes:
  • Engine, Turbocharger/Supercharger (Factory Installed), Transmission, Primary Drive, Final Drive
    *See limited warranty for complete parts listing
  • Current model plus 10 years back

Motorcycle Tire & Wheel

  • Tire/Wheel Repair and/or Replacement
  • Base & Optional Alloy Cosmetic coverage
  • $0 Deductible
  • Up to 84 months
  • No Max Claim Aggregate
  • Added benefits at no cost
    • Rental $50 a day up to 7 days
    • Trip Interruption $150 a day not to exceed $450
    • Pick-up & Delivery Reimbursement – up to 50 miles not to exceed $200

Powersports Lifetime Engine Loyalty

  • On- & Off-Road Motorcycles
  • ATVs
  • Side-by-Side
  • Current model plus 6 years back
  • Engine only coverage
  • Maintenance is required as recommended per manufacturer at the dealer’s repair facility

Powersports GAP

  • 150% for Harley Davidson; all others 125%
  • Eligible collateral: On- & Off-Road Motorcycles, ATV,Side-by-Sides, Personal Watercraft and Snowmobiles
  • 84-Month Max GAP Term
  • $50,000 max amounted financed
  • $25,000 max liability limit
  • Primary insurance Deductible up to $500
  • Cancel at Claim time

Powersports Theft Deterrent

  • On- & Off-Road Motorcycles, ATV, Side-by-Sides, Personal Watercraft and Snowmobiles
  • 3 & 5 Year Terms
  • $2,500 & $5,000 Benefit Available
To view products available for consumers: Click Here.